PRIVACY POLICY

(i) Cookie:

small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, remember information about you such as your language preference or login information.

(ii) Company:

when this policy mentions "Company," "we," "us," or "our," it refers to Koshayojan Services DMCC, that is responsible for your information under this Privacy Policy.

(iii) Customer:

refers to the company, organization or person that signs up to use our Service.

(iv) Device:

any internet connected device such as a phone, tablet, computer or any other device that can be used to visit our website, APIs, mobile applications and use the Services.

(v) IP address:

Every device connected to the Internet is assigned a number known as an Internet protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the Internet.

(vi) Personnel:

refers to those individuals who are employed by the Company or are under contract to perform a service on behalf of one of the parties.

(vii) Personal Data/ Personal Information:

shall have the same meaning as ascribed to it in Clause 9.2 of this Privacy Policy;

(viii) Service:

refers to the service provided by the Company as described in the relative terms (if available) and on this platform.

(ix) Third-party service:

refers to advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.

(x) Website:

STOEX Exchange Website

(xi) You:

a person or entity that is registered onto the platform to use the Services.

a.

We use the information we collect about you to provide the Services to you, create a better, more personalized experience for you based on your individual usage habits, improve our marketing and promotional efforts, analyze site usage and disclose aggregated statistics, improve our content and service offerings, aid in our monetization efforts, and customize our Platform content, layout and services. This may include migrating your information to other platforms owned by us. We also use the information we collect about you to review and investigate your activities or transaction on our Platform, resolve disputes, troubleshoot problems, and enforce our Terms and Conditions.

b.

We may use your correspondence with us, information posted by you for publication on our Platform for promotional, sales or any use that we consider appropriate, whether submitted via email, or posted on our Platform.

c.

If we are involved in a merger, acquisition, restructuring or asset transfer, we may share Personal Information with the relevant successor only where the recipient: (i) agrees in writing to assume all obligations under this Privacy Policy and applicable UAE data-protection and VARA requirements; (ii) uses the information solely for the purposes for which it was originally collected; and (iii) is bound by confidentiality and security obligations no less protective than ours. We will provide any notices/consents required by law before such a transfer.

d.

We may engage trusted third party service providers to perform functions and provide services to us, such as hosting and maintaining our servers and the website, database storage and management, e-mail management, storage marketing, credit card processing, customer service and fulfilling orders for products and services you may purchase through the website. We will likely share your Personal Information, and possibly some non-personal information, with these third parties to enable them to perform these services for us and for you.

e.

We may share portions of our log file data, including IP addresses, for analytics purposes with third parties such as web analytics partners, application developers, and ad networks. If your IP address is shared, it may be used to estimate general location and other technographics such as connection speed, whether you have visited the website in a shared location, and type of the device used to visit the website. They may aggregate information about our advertising and what you see on the website and then provide auditing, research and reporting for us and our advertisers.

f.

We may also disclose personal and non-personal information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate in order to respond to claims, legal process (including subpoenas), to protect our rights and interests or those of a third party, the safety of the public or any person, to prevent or stop any illegal, unethical, or legally actionable activity, or to otherwise comply with applicable court orders, laws, rules and regulations. Where permitted by law, we will notify you of any legally-mandated request for your Personal Information to give you an opportunity to seek protection, unless we are legally prohibited from doing so.

h.

We maintain and enforce policies, procedures and controls to protect the confidentiality of information related to clients and related records. Such information is used only for its intended purpose and in accordance with applicable confidentiality obligations and law. Staff are trained on, and periodically certify compliance with, these requirements; Staff must not share confidential information within the Company or with other entities unless strictly necessary to conduct VA Activities, and may not use confidential information for the trading of Virtual Assets.

The Company ensures that the use and disclosure of personal data complies with applicable UAE Data Protection Laws and VARA requirements, including enabling data subjects to exercise their rights to access, rectify, or erase their personal data, where applicable.