Koshayojan Services DMCC
Website Terms of Use
Valid from: 24th May 2025
About these terms
These Terms explain how you may use any of our websites (including our mobile applications or our portals and any of their content ("a Site"). These Terms apply between Koshayojan Services DMCC (we, us or our) and you, the person accessing or using the Site (you or your).
Important Notice
You should read these Terms carefully before using the Site. By using our Site, you agree that you accept these Terms of use. If you do not agree with any of these Terms, you should stop using the Site immediately.
Privacy
Your privacy and personal information are important to us. Any personal information that you provide to us will be processed in line with our PRIVACY POLICY which explains what we do with this data.
Changes
We may change these Terms at any time and reserve the right to do so at our absolute discretion. This version is valid from 24th May 2025.
By using our Site, you agree to be bound by any subsequent changes - it is your responsibility to make sure that you are aware of any changes.
About us
This Site is operated and maintained by Koshayojan Services DMCC, a company formed under the laws of the United Arab Emirates.
- License No: DMCC-877201
- Registered Address: Unit No: 2307, DMCC Business Centre, Level No. 1, Jewellery & Gemplex 3, Dubai, United Arab Emirates
Accuracy of information
We try to make sure that the Site is accurate, up-to-date and free from errors or omissions, but we do not guarantee this will be the case. Any reliance that you may place on the information on the Site is at your own risk.
We may suspend or terminate access or operation of the Site at any time as we see fit. We do not promise that the Site will be available at all times or that your use of the Site will be uninterrupted. We have no liability where this is the case.
Use of our site
This Site is for your personal use only. We do not guarantee that the Site is appropriate or will be made available for use from locations outside of the United Arab Emirates.
As a condition of using our Site, you agree not to:
- •Misuse or attack our Site by knowingly introducing viruses, trojans, worms, logic bombs or any other material which is malicious or technologically harmful (such as by way of a denial-of-service attack)
- •Attempt to gain unauthorised access to our Site, the server on which our Site is stored or any server, computer or database connected to our Site
We reserve the right to prohibit usage if these Terms are not complied with.
Our Rights
We are the owner of all intellectual property rights on our Site, and within the material published on it. No materials must be used for commercial purposes without our permission.
Limitation on our liability
Except for any legal responsibility that we cannot exclude in law (such as for death or personal injury) or arising under applicable laws relating to the protection of your personal information, we are not legally responsible for any:
- •Losses that were not foreseeable to you and us when these Terms were formed;
- •Losses that were not caused by any breach on our part;
- •Business losses; and
- •Losses to non-consumers.
We are not liable to you if we fail to comply with these Terms because of circumstances beyond our reasonable control.
Malware
We take all reasonable efforts to keep our Site free from malware or other equivalent threats. You remain responsible for your own cyber security including using your own malware protection software.
Third party materials
Where our site contains links to other sites or resources provided by third parties, these links are provided for information only. We have no control over and take no responsibility for the content of those sites or resources.
Governing Law
The law of the United Arab Emirates, as applied in the Emirate of Dubai, will apply to these Terms. The courts of the Emirate of Dubai will have exclusive jurisdiction in relation to these Terms.
Contact
If you have any questions about these Terms, please contact us at connectus@stoex.io